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How to Prepare for an Appraisal

A Check List That Can Help You Prepare for an Appraisal

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The Necessary Documentation for an Appraisal:

  1. The plot plan or survey of record.

  2. If the property was purchased within the last few years, all the documents gathered for appraisal and purchase at that time.

  3. The title policy that will list all easements and/or encroachments.

  4. Any written documentation relative to shared rights of ownership and use that may be in effect with an adjoining property. (Pond, well, right of way, driveway, etc.)

  5. A catalog of all personal property that will be sold along with the property itself. (Appliances, furniture, satellite dish, etc.)

  6. A most recent tax assessment and accompanying bills.

  7. Any reports or surveys that may have been recently conducted on the land or premises. (Pest, water, radon, septic or sewer or other utility systems, etc.)

  8. A list of any and all recent improvements such as paint, new carpets, wiring, or plumbing, kitchens or bathrooms, driveway surfaces etc, invoices and contracts/warranties for same and any zoning or housing board documents/approvals that may have been needed to make such improvements.

  9. If the subject property is within a planned community, development or condo project any covenants and associated fees should also be documented.

  10. If a sale is current or pending a copy of the listing and broker agreements.

What You Can Do to Facilitate an Appraisal:

  • Make sure your property is in good order, not in disrepair and as clean as possible.
  • Access to all areas is easy and readily accessible.

What You Can Do to Facilitate an FHA/VA Inspection:

  • Items such as fire, smoke and safety detectors and measures area all compliant and in place.
  • Handicapped access.


Note: All appraisers who are conducting an appraisal for a federally related loan must be licensed by the state your property is located in. Further, the lender is required to supply you with a copy of an appraisal if you so wish one.

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