Mortgage Loan Request






OVER $8.5+ BILLION IN MORTGAGE LOAN REQUESTS TO DATE




Get A Mortgage Loan
Complete Our Quick, 45 Second, Secure Online Quote Form for Your Free Custom Quotes

Mortgage Type:


Mortgage Amount:



Receive Up to Four Competing Quotes

Lower Your Rate!
Lower Your Payment!


Pre-qualify Now

Invest in Real Estate

Search for Properties

Find a Realtor

Loan Glossary

Invest in Real Estate


Search for Properties

Find a Realtor

Find a Realtor

Free Home Valuation
Equal Housing Opportunities



Fill Out Our FREE, No Obligation, 45 Second Mortgage Quote Form
Your Loan Is Submitted to Lenders Nationwide That Compete for Your Mortgage

Mortgage Type:
Mortgage Amount:



You Choose the Best Mortgage Offer & Rate That Meets Your Needs
Lower Your Rate and Lower Your Mortgage Payments Today!

VA Loans


Certificate of Eligibility

Free Mortgage Loan Quotes

Complete Our Secure Form for Free Mortgage Quotes

Mortgage Type:

Mortgage Amount:



Receive Up to Four Competing Mortgage Loan Quotes
100% Free & There Is Never Any Obligation

Refinance . Second Mortgage . New Home Purchase
Home Improvement . Home Equity . Reverse Mortgage

SAVE TIME . GET THE BEST RATE . SAVE MONEY
It takes less than 45 seconds


If you are a veteran and you do not have your eligibility Certificate you can get one and then make application for your VA loan by following these simple five steps:

  1. Apply for your Certificate of Eligibility.
    If you are a veteran and you currently do not have a certificate you can obtain one by completing VA Form 26-1880, Request for a Certificate of Eligibility for VA Home Loan Benefits, and submitting it to one of the Eligibility Centers (see location information below) with copies of your most recent discharge or separation papers covering active military duty since September 16, 1940, which show active duty dates and type of discharge.
  2. Go house hunting, decide which home best suits your needs and enter into a purchase agreement.
  3. Contact your local VA office and request an expedited appraisal of the property, if the lender hasn't already done so. In a lot of cases this will be the lenders responsibility but confirm this so the process does not stall and create delays.
  4. Make application for your VA loan.
    Once it is decided whose responsibility it is, start getting things done. Then the lender can start the process of gathering credit and income information. If the lender is authorized by the VA to do automatic processing, upon receipt of the VA or LAPP appraised value determination, the loan can be approved and closed without waiting for VA's review of the credit application. However, if the VA must first approve the loan, the lender will send the application to the local VA office which in turn will notify the lender of its decision.
  5. Now you are ready to close on your loan, sign all of the papers and start living in your new home.

Eligibility Requirements

If you served on active duty during World War II, or any time after, and were honorably discharged you are entitled to make application for a VA Loan

Veterans who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 to May 7, 1975) veterans must have at least 90 days service. Veterans with service only during peacetime periods and active duty military personnel must have had more than 180 days active service. Veterans of enlisted service which began after September 7, 1980, or officers with service beginning after October 16, 1981, must in most cases have served at least 2 years of continuous active duty or the full period (at least 181 days) for which you were ordered or called to active duty and been discharged under conditions other than dishonorable, or have completed at least 181 days of active duty and been discharged under the specific authority of 10 CSC 1173 (Hardship), or 10 CSC 1171 (Early Out), or have been determined to have a compensable service-connected disability; or have been discharged with less than 181 days of service for a service-connected disability. Individuals may also be eligible if they were released from active duty due to an involuntary reduction in force, certain medical conditions, or, in some instances for the convenience of the Government.

If you served on active duty during the Gulf War, you must have completed 2 years of continuous active duty or the full period (at least 90 days) for which you were called or ordered to active duty, and been discharged under conditions other than dishonorable; or completed at least 90 days of active duty and been discharged under the specific authority of 10 CSC 1173 (Hardship), or 10 CSC 1173 (Early Out), or have been determined to have a compensable service-connected disability, or have been discharged with less than 90 days of service for a service-connected disability. Individuals may also be eligible if they were released from active duty due to an involuntary reduction in force, certain medical conditions, or, in some instances, for the convenience of the Government.

If you are now on regular active duty (not active duty for training), you are eligible after having served 181 days (90 days during the Gulf War) unless discharged or separated from a previous qualifying period of active duty service.

If you are not otherwise eligible and you have completed a total of 6 years in the Selected Reserves or National Guard (member of an active unit, attended required weekend drills and 2-week active duty for training) and were discharged with an honorable discharge; or were placed on the retired list; or were transferred to the Standby Reserve or an element of the Ready Reserve other than the Selected Reserve after service characterized as honorable service; or continue to serve in the Selected Reserves. Individuals who completed less than 6 years may be eligible if discharged for a service-connected disability. Eligibility for Selected Reservists expires 09/30/2009.

You may also be determined eligible if you are an un-remarried spouse of a veteran who died while in service or from a service connected disability, or are a spouse of a service person missing in action or a prisoner or war.

Eligibility may also be established for certain United States citizens who served in the armed forces of a government allied with the United States in W.W.II and individuals with service as members in certain organizations, such as Public Health Service officers, cadets at the United States Military, Air Force, or Coast Guard Academy, midshipmen at the United States Naval Academy, officers of National Oceanic & Atmospheric Administration, merchant seaman with WW II service, and others.

 
  CONTINUED   1  2   3   4   5  Next >

Print Page  




About Us Contact Us Link To Us Free Tools Affiliate Program Advertise Realtors Lenders
Get A Mortgage Loan   Mortgage type:
Mortgage amount:

Receive Up to Four Mortgage Loan Offers
Copyright © 2004-2016 Mortgage Loan Request. All rights reserved. Site Map, Press, Privacy Policy, Terms of Use