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Financing Your Remodeling Project
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What Financing Options Should I Consider to Accomplish a Remodeling
Remodeling or building an addition onto your home is not an issue to be
taken too casually. Not only will you need to carefully plan the work
by deciding what you want, getting the proper permits and permissions,
finding a reputable contractor and drawing up a work schedule, you will
ALSO need to plan the financing of it as well. Three good points to start
with are these:
How long will it take to complete the planned work?
What is all of the work going to actually cost?
Will I need money for any other subsequent items, besides the constructing
The financial options for borrowing are many, need to be discussed and
planned well in advance and they must suit your situation. If you only need a
few hundred dollars it is considered prudent to simply use your credit cards,
if you can. It may cost a bit more in interest than a loan, but you will avoid
the additional costs associated with taking out a loan or placing a second lien
on your property. Only you can decide what is best for you. Here is a list of
the loan options that are available: