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Understanding Interest Rates


Why Do Interest Rates Change?

In this section we explain to you exactly what interest rates are and how they fluctuate and why.

Factors Affecting Your Interest Rate
There are many factors in the real, and economic world, that come into play and cause rates to fluctuate and stagnate. By understanding these factors you can profit by heading off disaster or buying into a bit of prosperity. Know what the laws of cause and effect are in the interest rate market.

Getting the Best Interest Rate
When you apply for a loan know what to say, do and validate to get better rates than you may be offered initially. Understand how good credit is your best weapon against higher rates.

Locking in Mortgage Rates
Once you have an acceptable rate, lock it in. The loan application process can take a bit of time and you do not want to get shut-out of your good rate, and be disappointed when you finally do get approved financing.




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